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I was reading a book the other day when all of a sudden, I received an email from one of my readers. The reader asked this question and I was intrigued. This is not the first time I receive emails from my readers. I randomly receive about two to three emails in a week asking questions […]
Read more...Last time, I wrote an article on coins.ph about what a “rainy day fund” is and why you should have one here. Today, here’s the 2nd part of the article where I discuss some tips on how to build this fund. For savvy savers like me, I hope this inspires you to save more money! Read on below. Happy […]
Read more...Did you know that besides an emergency fund, there’s what you also call a “rainy day fund”? Here’s an article I wrote for coins.ph on what is it all about and how important having a “rainy day fund” is. Read on below. Here’s the 2nd-part of the article. Happy saving!
Read more...What I learned from Robert Kiyosaki is that to become financially free, we should first know what type of income are we working for. According to him, there are three types of income;Ordinary earned income (job, self-employed businesses)Portfolio income (paper assets, dividends, interests)Passive income (income-generating assets, auto-pilot businesses)But it seems like most people only know […]
Read more...Before I started this blog, I’m a different person. I’m a person who doesn’t think about my financial future. I rarely save my salary. I spend a lot on things that are not really needed. I have no idea about investing in legitimate financial instruments and I don’t value the money I earn everyday. Simply […]
Read more...Most people who I read about who advocates financial literacy recommends that before investing, one should first secure protection by getting an insurance. The reason behind it is that in the event that something happens to us while we are building our wealth, insurance will help cover up the costs of an untimely death and will […]
Read more...One day, I came across TGFI’s facebook video post about the 52-week money challenge. This reminded me of a similar saving technique I read in a blog post by Kuripot Pinay almost a year ago. I didn’t pay attention to this money challenge because I’ve been doing my own 10-20-70 money-saving strategy ever since I […]
Read more...Back in 2001, I remember a schoolmate of mine who introduced me in Multi-Level Marketing business or MLM. It was the very first time that I heard of such system that makes people rich despite of not having a good educational background. There I saw jeepney drivers, maids, former employees, janitors, and all sorts of […]
Read more...Have you heard of the “10-20-70 Money Saving Strategy Rule”? I bet you have heard of this subject in almost all of the financial articles, forums and blogs available on the internet. Or maybe you have heard it from someone who does it regularly like your friends, neighbors or from some rich guy in your neighborhood, or […]
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