Do You Want To Invest In The Philippine Stock Market?
If You Do, You Are In The RIGHT PLACE!
If you are looking for a way to invest in the Philippine Stock Market...
...then please pay attention to this message because
THIS WILL CHANGE YOUR FINANCIAL LIFE!
Hi, my name is MARK.
I'm an Engineer by profession, a serial entrepreneur, finance blogger, a stock market value investor and a long-time member of the Truly Rich Club. Through investing in the Philippine Stock Market, I was able to build wealth from the comfort of my own home with the goal of retiring young and rich.
In this guide, I will show you exactly what it takes to start investing in the Philippine Stock Market. I’ll walk you through the process of creating your stock broker account and how Truly Rich Club can guide you to find what stocks to buy and sell.
But before anything else, I would like to tell more about myself.
Now, who am I and why should you listen to me?
WHO IS THE INVESTING ENGINEER?
I'm Mark and I'm the owner of the InvestingEngineer.com blog!
I'm the typical go-lucky guy that you would normally see shirtless along the side of the street drinking beer and cat-calling any ladies that pass by.
I’m also a guy who loves to hang-out, eat, sleep, fight crime and uphold the law all day.
No, I'm not that kind of person. Seriously! I'm just kidding.
I’m an Electrical Engineer by profession. I'm also an online entrepreneur and a passionate Stock Market investor!
WHAT IS THE INVESTING ENGINEER ALL ABOUT?
I launched the InvestingEngineer.com in June 2015 as an online diary of some sort. I initially planned it as my online space where I can dump my thoughts and experiences about my journey to financial freedom. I was inspired to write about my journey when I read Bo Sanchez' My Maid Invests In The Stock Market book.
As the months passed, the blog gained followers and subscribers when I started posting articles about the stock market.
Today, the blog is all about guiding anyone, including you, who want to invest in the Philippine Stock Market with the guidance of Truly Rich Club.
MY STORY: MY DREAM TO BE AN ENGINEER
I must admit that I'm a late bloomer.
You know those kids who started investing at the age of 9? Or those kids who are taught to be entrepreneurs at age 13?
Well, I'm not that kind of kid.
One of my dreams when I was young was to become a scientist. I thought that being a scientist was the coolest person to be. So I tinkered with chemicals, mixing unknown liquids I found in the kitchen, toilet and our garage. My childhood is just crazy!
I had fun playing with electricity. I remember doing those crazy experiments with a compass and electromagnets. As a young kid, I would disassemble my toys to get those tiny electric motors called a dynamo. I wire them up and connect those batteries to make a tiny electric fan. Sometimes, I would make boats made up of Styrofoam and I use the dynamo as its engine. I do a lot of crazy stuff in the name of science and curiosity.
The craziest thing I did is when I directly plugged a dynamo in an electrical socket. It exploded right in front of my face. Crazy it is!
As I was growing up, I already knew what I want to become; to be an Electrical Engineer!
In college, my parents trained me to think that being an Engineer and working abroad will make me rich. I adapted this mindset and studied hard.
When my family’s business was greatly affected by the Asian Financial Crisis, I was forced to stop my college education in 2002 due to financial constraints.
I was forced to work for undergraduate jobs. I looked for ways to make money through selling stuff. I also joined multi-level marketing and networking business opportunities. If there's money to be made, I'll be deeply interested. Network marketing taught me an important lesson in life, that's to never quit. But still, life's hard back then.
During those times, I thought that I would never finish my studies.
I felt depressed and my self-esteem dropped. I thought my dream to become an engineer will never come true.
Luckily, my kind aunt offered to sponsor my remaining college education. That I'm very thankful for!
Fast forward to this day, I’m now a Registered Electrical Engineer.
Striving for financial independence was always my goal ever since I started working. But I found out that it’s easier said than done. I made serious money but all was spent on nothing.
I thought that if I become an engineer, I can get a nice high paying job to support all of the things I needed in my life. That was the plan. But no matter what job and salary I get into, I still live paycheck to paycheck and couldn’t make myself richer.
Now why is that?
I searched for answers...
HOW I STARTED MY FINANCIAL JOURNEY
It all started one sunny day on the first quarter of 2015.
While searching for opportunities and tips on how to build wealth and make money online, I found the answer to my lifelong question.
The answer came from an e-book "My Maid Invests In The Stock Market... And Why You Should Too" by Bro. Bo Sanchez.
In that book, I realized that I’ve made so many financial mistakes in my life.
After reading that book, my mindset changed. That new found wisdom jump started my thirst and hunger for financial literacy.
That day, I felt proud of myself because I’m now a stock market investor!
The feeling is so good. I literally feel that I now own the company I bought shares with.
NEVER STOP LEARNING
Before I started, I don’t have any idea how to invest in stocks. No one taught me what to do and I had to figure this out on my own. When I joined Truly Rich Club , it taught me to invest with a profound strategy and how to adapt the right investing mindset.
I Managed to make 20% return in my first year. That's when I realized that investing in the stock market with a long-term investing strategy really pays off.
WHAT I AM NOW TODAY
Bo Sanchez' story about his maid is my ultimate inspiration why I help people. I want to help as many people as possible who are just like me.
Today, I continue to invest in stocks with the guidance of the Truly Rich Club and continue to share this wonderful opportunity to my blog readers. My wish is that one day, all those people I helped invest in stocks will be able to escape the rat race and be financially free.
If you’ll follow along with everything I’ll tell you down below, you should be able to learn how to invest the Truly Rich Club way as soon as your stock broker account is activated. If you’ll commit yourself to this wealth building strategy, you'll become a successful stock market investor for years to come.
HOW TO INVEST IN THE PHILIPPINE STOCK MARKET IN 4 SIMPLE STEPS
I wanted to make this process as simple and fast for you as possible, so I’ve broken it all down in four simple steps.
Here are two things you will need to know before getting started.
SELECTING THE RIGHT STOCK BROKERAGE PLATFORM
I’ll teach you how to open an account in COL Financial. This is the stock trading platform I recommend where you’ll buy and sell stocks online.
KNOWING WHAT STOCKS TO BUY AND SELL
Once your account is live, I’ll show you how to pick the right stocks to buy by joining Bo Sanchez' Truly Rich Club.
It’s really that simple. If some of these don’t make sense to you right now, don’t worry about it. I’m going to show you how simple it is so let’s get started.
STEP 1 – CHOOSING THE RIGHT STOCK TRADING BROKERAGE PLATFORM
Investing in the Philippine Stock Market is much easier, faster and requires little capital today than it was decades ago. This is mainly due to the Internet that enables stock market brokerage firms to make their services available online so that they can be easily accessed by the general public. Gone are the days when you need to have a live broker and millions of pesos to begin.
If you have ₱1,000 and can follow some point and click instructions on your computer, then you can start investing right away!
However, you need to know which stock broker platform is best for you before you begin. And I just got the best solution for that.
COL FINANCIAL IS THE BEST STOCK BROKER TODAY!
In my opinion, COL Financial is the best choice especially for the newbies. In comparison to the other online stock brokers today, COL Financial’s website is easier to use. Ask anyone who’s trading or investing in the Philippine Stock Market and you’ll most likely hear them using COL Financial as their broker of choice (..Just like me, I use COL Financial too).
So what does this mean for you?
In short, COL Financial is going to make your investing journey a whole lot easier.
HERE ARE A FEW REASONS WHY YOU'LL LOVE USING COL FINANCIAL:
IT IS EXTREMELY USER-FRIENDLY FOR BEGINNERS
COL Financial has become one of the most popular online stock broker platforms in the Philippines today because it’s so easy to use
IT PROVIDES FREE STOCK REPORTS, INVESTMENT GUIDES AND STOCK PICKS
With COL Financial, you can find many kinds of reports and recommendations on any stock that you want. In addition to that, you will also find their free fundamental and technical investing guide useful in your investing decisions.
IT HAS A MOBILE APP
With more people using their mobile devices to access the internet than ever before, it’s important to make sure that you can check your portfolio anywhere you go. This is another area that COL Financial has you taken care of. You can buy and sell stocks in minutes, monitor your portfolio, check stock prices and more while on the go.
Now that you’ve seen why COL Financial is the best choice to make investing fun and easy, let’s move along in the process and get you started with an account of your own.
PREPARE TO GET EXCITED!
STEP 2 – CREATE YOUR ACCOUNT IN COL FINANCIAL
With COL Financial being selected as our online investing platform, it’s now time to create your account.
There are three types of accounts that you can choose from. These are COL Starter, COL Plus and COL Premium.
This is the entry-level account suitable for long term investing. It provides access to basic research reports, standard market information, and end-of-day charting data.
This is perfect for active traders. It provides streaming quotes, comprehensive research reports and live chart data with some customized features.
This is recommended for the premier investor. It provides access to all available features and a personal relationship manager dedicated to assist you.
If these account types confuse you, don’t worry! To get started, we’ll just choose COL Starter for now as your account type. Why? ...Because you're just starting out.
The next thing to do is to download and print their application forms. You must fill this up and get it processed. It's extremely simple and once it’s done, you'll be able to start investing right away.
FILL OUT THE APPLICATION FORMS
Download and print out the application form on the link provided above.
Completely fill out all the forms. The forms included are the Customer Account Information Form and the Individual Disclosure Form.
Read and keep the Online Securities Trading Agreement for your future reference.
Depending on your location, you can bring the application forms and submit it to their business centers or you can call them at their respective hotlines so that they can provide you with a specific procedure on how to submit your documents.
LIST OF COL BUSINESS CENTERS
COL BUSINESS CENTER
COL INVESTOR CENTER - MAKATI
Ground Floor, Citibank Tower, Valero St. corner Villar St., Makati City 1227 Philippines 1605 Philippines
Mon - Fri, 8:30 AM - 5:30 PM
(+632) 84782954; (+632) 84783316; (+632) 84783275
COL INVESTOR CENTER - CEBU
COL INVESTOR CENTER - DAVAO
COL INVESTOR CENTER - ILOCOS
For a detailed instructions and other important information, you can visit this link here.
Now it gets exciting!
We decided to use COL Financial as our online trading platform and have submitted the documents needed for your account creation.
Once your account is approved and have deposited the minimum fund requirement, you'll get your account number and password by e-mail. Use this to login to your account at COL Financial's website.
To login, head on to COL Financial's website and enter your login details in the red box as shown below.
After logging in, you'll now see your dashboard that looks like this.
CONGRATULATIONS! YOU NOW HAVE A BROKER ACCOUNT!
Now, it’s time for you to buy stocks and put your money at work.
But what stocks should you buy? What stocks should you avoid?
This is where Truly Rich Club comes in.
STEP 3 – HOW TO JOIN TRULY RICH CLUB: STEP-BY-STEP GUIDE
As mentioned at the beginning of this guide, I want to make this is as easy for you to follow as possible.
I made some screenshots so follow along here as I walk you through the process of setting up your Truly Rich Club account.
FIRST, CLICK THIS LINK TO OPEN A NEW BROWSER TAB.
After clicking the link, you should see the Truly Rich Club site (like the screenshot below).
On this page, if you scroll down at the bottom, you'll see the ‘JOIN’ button.
Click the button. After that, you will then be redirected to the checkout page. Enter your contact details such as your name, e-mail, mobile number and birthday in ‘STEP 1’.
Now, it’s time to complete your payment in ‘STEP 2’. Choose your subscription and payment method.
Get the 12 months + 2 months FREE subscription for starters!
In a monthly perspective, that would be ₱426 per month; or ₱15 per day on a daily perspective.
See how cheap it is?
That’s basically the price you invest in yourself to succeed in the stock market!
Also, make sure to become my affiliate once you join. You should see my name, MARK GERARD SALVADOR below the page. If you don’t see my name or you see another name that’s not me, exit the browser and use this link.
If everything is good, click the 'NEXT' button.
On the next page, you'll be asked to enter your card details if you chose to pay thru your Debit/Credit Card.
If you chose to pay through Dragonpay/OTC, you’ll be redirected to the Dragonpay payment page.
Regardless of what you choose, everything else will be straightforward. Just follow the instructions on your screen and you should be fine.
Once your payment is processed, you’ll see a confirmation message that tells you that your subscription has been completed.
CONGRATULATIONS! YOU ARE NOW A MEMBER OF THE TRULY RICH CLUB!
The next thing to do is to check your e-mail account. You should find an e-mail that contains the information about your account and how to login to your member’s area.
That’s it! It’s really that easy to join Truly Rich Club.
Best of all, the process shouldn’t take any longer than 7 minutes. Click here to get started if you haven’t already.
STEP 4 – HOW TO INVEST IN THE PHILIPPINE STOCK MARKET USING TRULY RICH CLUB'S STRATEGIC AVERAGING METHOD
Now it’s time to start having some fun! There is nothing more excited than finally getting to invest in the Philippine Stock Market. Best of all, you now have the guidance of Truly Rich Club. You can now start investing in the giant companies like Ayala, SM and many more!
Before you start buying all the stocks that Truly Rich Club recommends, you should first think about where you want to be in your life a few years down the road from now.
In short, the money that you'll invest today will determine the kind of retirement you'll have in the future. If you want to become financially wealthy and live a comfortable retirement, you are going to need to invest consistently and with a low-risk strategy starting today.
Please don't forget this starting today!
With that said, go to the Truly Rich Club website and use your login details to dive right in the member's dashboard.
Once logged in, you will see a screen area like the one below. Click the 'SAM Table' link on the left side (pointed by a red arrow) to see the stock recommendations.
SAM is short for Strategic Averaging Method – this is the passive long-term investment strategy that Truly Rich Club follow to make millions in the stock market. This is the easiest way to build wealth in the stock market that I recommend that you follow.
From now on, the SAM table will be your guide until retirement. Here are five rules that you need to follow and keep in mind;
INVEST SMALL AND SLOWLY.
BUY AT BUY BELOW PRICES.
STOP BUYING WHEN PRICES GO BEYOND OUR BUY BELOW PRICE.
WAIT FOR THE TARGET PRICE. SELL WHEN THE TARGET PRICE IS HIT.
REINVEST TO OTHER SAM STOCKS.
To give you a sneak peak, here's what the SAM Table looks like (shown below). I just covered the important data because it's against Truly Rich Club's terms to share this information publicly.
If you would like to learn more about how to use the SAM Table, join Truly Rich Club using my affiliate link and I’ll teach you a few pointers about investing using the SAM Table.
FREQUENTLY ASKED QUESTIONS ABOUT STOCK MARKET INVESTING
When it comes to investing for first time, we all have questions in mind. This list will provide you with some of the most frequently asked questions I get on a daily basis.
Q. WHY SHOULD I INVEST IN THE PHILIPPINE STOCK MARKET?
A. The stock market has been proven to give out higher returns in the long-term compared to other asset classes like real estate, bonds and certificate of deposits. If you are planning a comfortable retirement or you are saving for a house or a car or you want to build a big business someday, investing your money today will give you an opportunity to grow it further.
Q. WHAT KIND OF INVESTING STRATEGY DOES TRULY RICH CLUB ADVOCATE?
A. The strategy that Truly Rich Club advocates is called the "Strategic Averaging Method". The strategy focuses on buying strong companies when the price is cheap based on valuations. This is much like Value Investing in a sense but focuses only on strong and giant companies that will still be here in the next ten, twenty, thirty or even one hundred years.
Q. I HAVE NO TECHNICAL SKILLS. AM I QUALIFIED TO INVEST?
A. Yes! As long as you have a stable job or business and be able to set aside a portion of your monthly income to invest in the stock market, then you are very much qualified.
Q. HOW LONG WILL IT TAKE TO START MAKING MONEY THROUGH STOCK INVESTING?
A. It varies. It will depend on how big and how long you'll invest that money. If you understand how compound interest works, you'll know that you really have to wait years for it to work its magic. Stock investing is one great way to build wealth overtime. You can also trade stocks on a daily basis but I don't advocate it since the risks are very high.
Q. DO I NEED TO HAVE ANY BACKGROUND IN BUSINESS AND FINANCE TO GET STARTED?
A. No. Truly Rich Club does the analysis that will enable you to understand the stocks that you are buying. The club will also tell you when to sell and if there are new stocks to buy. You only need to focus on following the recommendations.
Q. I'M A TRADER AND I TRADE STOCKS EVERY DAY. IS TRULY RICH CLUB RIGHT FOR ME?
A. This is a hard question because trading and investing have their own advantages and disadvantages. But to answer the question, no. The recommendations will not give you the best returns because the club advocates a 'buy and hold then sell when it already makes sense' strategy. Truly Rich Club does not advocate day trading. The club is best suited for the do-nothing type of investors; those that have lots of patience and have a long-term view of the stock market.
Q. I ALREADY STARTED MY INVESTING JOURNEY BUT I DON’T KNOW WHAT STOCKS TO BUY. WHAT SHOULD I DO?
A. Depending on what broker you use, you can find that some brokers provide stock recommendations. You can start with that. But I still recommend you to join Truly Rich Club. Why? ...Because the club is truly focused on guiding the newbies. Besides buy recommendations, you'll find that the club also gives sell recommendations to stocks they think is already at its peak. You can't find that kind of tips if you just follow broker recommendations.
Q. HOW MUCH SHOULD I INVEST EVERY MONTH?
A. A good rule of thumb is to set aside 10% of your income to your investment goals. If you make ₱20,000 per month, you should invest ₱2,000. But don't limit yourself to that. Start with 20%. In my case, I started investing 20% and increased it to 25% as my income grew overtime while keeping my cost of living the same. Nowadays, I try to invest at least 50% of my income to the stock market. It all depends to you. My suggestion is you try to find ways on how to make income on the sidelines and use that income to invest.
Q. WHAT ARE THE PAYMENT OPTIONS FOR TRULY RICH CLUB?
A. Truly Rich Club offers a 12 months + 2 months free for ₱5,964, 24 months + 4 months free for ₱11,928 and a 36 months + 6 months free for ₱17,892. It looks expensive right? But if you think of this in a different perspective, the membership will actually cost you just ₱426 per month or ₱15 per day!
Q. IS THERE A GUARANTEE THAT I WILL GROW MY MONEY USING TRULY RICH CLUB’S STRATEGY?
A. I can’t guarantee that because first, I don’t know anything about your financial struggles. Second, I don’t know anything about your financial capabilities. And lastly, I don’t know if you’ll take action once inside the membership. But what I can guarantee is that you’ll always have every bit of information you need to make smart investing decisions that will help you build wealth overtime. If you keep investing following Truly Rich Club’s recommendations for 5 years or more, I can always guarantee that there will be enough saved and invested when a rainy day comes.
Q. IS THERE ANYTHING I NEED TO DO ONCE I JOINED TRULY RICH CLUB?
A. Yes, you need to open a stock broker account. You can open any stock broker account but Truly Rich Club recommends opening an account with COL Financial. If you are new to this, use COL because the tutorial videos like navigating and instructions on how to buy and sell stocks are done with COL’s platform.
Q. I CAN’T AFFORD TO PAY THE MONTHLY MEMBERSHIP FEE OF TRULY RICH CLUB. CAN I STILL INVEST IN THE STOCK MARKET WITHOUT TRULY RICH CLUB’S GUIDANCE?
A. Yes, you can still invest but take note that investing without guidance is like driving a car in the middle of the night while raining with headlights closed and without a rear view mirror. Now imagine that! If you think about it, ₱426 a month is just a price of two movie tickets. Rather than thinking of its cost, I want you to think of the potential it can bring about to change your financial life.
Q. I WANT TO JOIN TRULY RICH CLUB BUT I DON’T KNOW IF THIS WILL WORK FOR ME. CAN YOU GIVE ADVICE?
A. If you’re an employee with a stable job, a business person who earns a stable income, or a student who’s able to save his or her extra allowance, then you are very much qualified to invest in the stock market. You can learn how to do it the hard way, or choose the easier path; follow an investing guide which Truly Rich Club will provide. The important thing is to have INCOME. If you don’t have a steady source of income, then you will not be able to invest consistently in the stock market.
Q. CAN I DO THIS IF I’M A BEGINNER AND HAVE NO KNOWLEDGE ABOUT INVESTING?
A. Yes. Just like me, I was a beginner back then. I didn’t start this and become an expert right away. I took the time to study, I took action, and here I am today. The good thing about this is that it’s easy to learn and implement. And with Truly Rich Club as your guidance, you’ll never get lost in the crowd.
Q. WHAT ARE THE THINGS I NEED TO START INVESTING WITH TRULY RICH CLUB?
A. First, you need to open a COL account. Second, join Truly Rich Club. Third, you need a stable internet connection. You can do this even in your mobile phone. Fourth, you’ll need a stable source of income so that you can invest your money. The fifth and final thing is COMMITMENT. You need to invest 10% to 20% of your income and follow the recommendations for 5 years or more to build your wealth overtime.
Q. I HAVE MORE QUESTIONS, WHERE I CAN CONTACT YOU?
3 SIMPLE STEPS ON HOW TO START YOUR PHILIPPINE STOCK MARKET INVESTING JOURNEY AND BECOME SUCCESSFUL IN THE NEXT 10 YEARS
If you are convinced that investing in the Philippine Stock Market with Truly Rich Club as your guide is for you, then don't delay. Start right away.
Now to summarize the things we've talked about, below are the three simple steps to start your investing journey and how to become successful for the next ten years.
CREATE AN ACCOUNT IN COL FINANCIAL
There are many online brokers out there but I strongly recommend COL Financial as your trading platform. Download and print all the forms, and submit it to get processed. Once approved, fund your account and your good to go!
START SAVING 20% OF YOUR INCOME TODAY
Now that you have your COL Financial account, you should make a commitment to put in 20% of your monthly income until you reach the tenth year.
So I challenge you? Can you do that? I hope you can!
FOLLOW THE SAM TABLE AND STOCK ALERTS DILIGENTLY
Lastly, don't forget to join Truly Rich Club once you start your first monthly deposit. Strictly follow the stock alerts and recommendations for the next ten years. If you make this a habit, this will set you up on a wealth building journey until retirement.
6 TRULY RICH CLUB TIPS AND TRICKS
To help you make the most out of your investments using Truly Rich Club's stock recommendations, I have created a list of DOs and DON'Ts to help you manage your money the right way.
Take a look at these tips then see if it will improve your results. You can also think of some of your own as you go along your journey. Find what you think whatever that will work best for you.
DO READ THE MONTHLY STOCK UPDATES
If you don't understand the report, then it doesn’t mean that you should not pay attention to it. There are lots of information there so make it a habit to read them. It's your responsibility to understand the information there because it's a part of your investing journey.
DO FOLLOW THE STOCK ALERTS
If Truly Rich Club sends an alert to buy, then buy. If it recommends to sell, then sell. No but's and if's. There's a reason why they are called 'Stock Alerts'. They are actionable items that will have a huge impact on your portfolio. Follow it diligently.
DO FIND WAYS ON HOW TO INCREASE YOUR INCOME
If you hit a brick wall in your finances, then maybe it's time to think of ways on how you can increase your income. Investing is a money game. If you don't have money to invest, then obviously, you wouldn't be able to retire young and rich.
The Wealth Strategies newsletter is a great resource for Truly Rich Club members to find ways on how to generate more income through inspirational success stories, entrepreneurship and personal development.
DON'T FOCUS ON A SINGLE STOCK RECOMMENDATION
If you put in all your money on a single stock and a crash happens tomorrow, what do you think will happen to your investment?
You're damn right!
To prevent those unexpected events, you must diversify your investments so that if a stock tanks and another rallies, that will make up for the losses. Truly Rich Club has many stock recommendations to choose from so never forget to diversify.
DON'T SKIP ON YOUR MONTHLY INVESTMENT COMMITMENT
You need to consistently invest every month because compound interest works wonders especially if you invest huge amounts of money. During the first few years, it will be slow and boring but as you put in more capital along the way, compounding will start to work its magic. If you skip a month, make sure to make up for the lost time so that you'll be on track.
DON'T THINK ON A SHORT-TERM BASIS
If you think on a short-term horizon, I'll guarantee that you're going to do very stupid things and lose money. Instead of thinking stocks like numbers on a ticker screen, think of it as pieces of businesses. If the business is doing great, then there's no reason to sell the stock of that business. If you don't want to own a stock ten to twenty years in the future, then don't buy it.
You made it from start to finish!
I must say, you really want to invest in the Philippine Stock Market the Truly Rich Club way!
Now the only thing left to do is to put everything we just talked about into action.
Click the button below to join the Truly Rich Club.
Be Sure To Get In Touch With Me Once Your Truly Rich Club Account Is Activated
Over the past several years, Truly Rich Club has completely changed my financial life for the better. It opened up new opportunities, taught me so much about life and helped me succeed to where I am now. If I can turn back time, I would wish that I had started investing earlier!
Thank you for taking the time to read this guide. Don’t forget to save this guide in your computer or mobile device for your future reference.
I would really love to hear from you so send me an email or join my Truly Rich Club Facebook group once you become a member of Truly Rich Club. I will guide you personally and give you more tips to become a successful investor for years to come.