The Investing Engineer

The Investing Engineer delivers data-driven analysis of Philippine Stock Exchange (PSE) stocks, focused on fundamentals, valuation models, and real market behavior. The blog simplifies complex financial data into clear, actionable insights for Filipino investors. It also covers money and personal finance, helping you build wealth through smarter, evidence-based decisions.

My Financial Freedom Journey 2016: Updates And What I Expect This Coming 2017!

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financial freedom journey 2016

As the year 2016 ends, I just want to share an update of my financial freedom journey that started the same time I built this blog. I was inclined to write this post after I read Bro Bo’s Year-end letter to Truly Rich Club members. In the letter, he discussed where his financial journey is right … Read more

Read This Infographic About Facts On Filipino Money Habits

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filipino money habits

An interesting infographic by PawnHero shows interesting facts about Filipino money habits on spending and saving money. I once belonged to the 80% of the Filipinos who doesn’t practice the habit of saving. I know a lot of people, most of them are like me too before I learned to be financially literate. Too bad … Read more

[WATCH] A Simple Guide on Mutual Funds And UITFs By Pinoy Money Academy

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Mutual Funds And UITFs

J3 Patino of Pinoy Money Academy explains in this video how Mutual Funds and UITFs work, and why they can be very important in your wealth building journey.

Just a personal disclaimer…,

I don’t invest in Mutual Funds and UITFs because I learned how to manage my own investments in the stock market. But I don’t discount the fact that in the future, I might invest in these kind of investment vehicles to fund other goals in life such as having a family of my own.

But still, the fact remains the same that MFs and UITFs are suitable investments for people who don’t want to worry too much about stock investing in detail.

These funds are considered less risky compared to directly trading the markets.

The full transcript of the video can be read in the link below.

LINK: Are Mutual Funds And UITFs Good Investments?

Where To Buy Mutual Funds

COL Financial offers a platform wherein you can easily buy MFs with just a few clicks on your computer screen. For details, here’s an easy guide I made regarding the topic.

LINK: How To Invest In Mutual Funds Using COL Fund Source

Recommended Mutual Funds To Buy

Truly Rich Club also recommends specific mutual funds to buy. Here’s a review I made of those funds below.

LINK: Truly Rich Club Mutual Fund: What Funds To Buy?

Final Thoughts

If you’ll watch the 13-minute video till the end, you’ll know exactly if these type of investments are worth it and would be a suitable fit for your financial goals.

Happy watching!

Shakey’s IPO Analysis: A Market Leader In The Pizza Industry

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shakey's ipo analysis

Okay, so Shakey’s (PIZZA) IPO is now set this coming December 15. The offer price is P11.26 – down to the previous ₱15.58 per share. PIZZA will offer 306 Million common shares with an over-allotment option of up to 45,900,000 common shares. The Primary offer consisting of 104 Million shares would to raise a total of … Read more

MRSGI Stock Analysis: Why I Think MRSGI Is Still A Good Buy Despite The Stock’s Decline

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mrsgi stock analysis

Just to give you an update, the MRSGI’s (Metro Retail Stores Group, Inc.) 3Q2016 report has just been released. According to the report, Net Income was down at 20.2%  YoY – from Php 344.30 Million down to Php 274.65 Million. At the same time, the stock had declined from last September’s median price of Php 5.58 … Read more

Here’s A Quick Way To Export Morningstar Financial Data In Just 1 Click

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Here’s A Quick Way To Export Morningstar Financial Data In Just 1 Click 9

A few weeks ago, I made a post about the sites I use to get financial data. One site I mentioned is Morningstar. If you tried searching for a particular company listed in the PSE on the site itself, you’ll find out that it’s really a pain in the ass. If you don’t have any … Read more

8 Most Common Investing Mistakes (And How You Can Avoid Them With This Tool!)

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pinoyinvestor

If you want to learn how to invest in stocks the right way, then it’s equally important that you also learn the most common investing mistakes that new investors make. I’ve researched and compiled 8 of the most common investing mistakes. Most people commit these mistakes over and over again without consciously realizing it The … Read more

5 Best Sites I Use To Get Accurate Financial Data For Free

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financial statements

If you’re struggling to find financial data to use in your stock valuations, then this list might be of help from you. I have been asked numerous times where I get the financial data that I use in my stock valuations. I always say that I get them from the actual reports that the companies … Read more

Shell IPO Analysis: Is It Fairly Valued Or Undervalued?

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shell ipo analysis

Are you planning to invest in the upcoming Shell (SHLPH) IPO? If you’re screaming “YES” at the top of your lungs, then you should read this post. In this post, we’ll dive deep inside Shell’s IPO prospectus to find out the company’s financial health, cash flow and earnings power. Even if you don’t have any plans to invest … Read more