Passive Income Goal Calculator

Free Tools for Global Investors

How much capital do you need to earn your target monthly passive income from dividends and REITs? Find out in seconds — with a year-by-year breakdown.

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Set Your Passive Income Goal

Enter your target monthly income and portfolio details below. The calculator will tell you exactly how much capital you need — now and in the future as dividends grow.

How this works: Capital Needed = (Monthly Goal × 12) ÷ Net Yield After Tax. As your dividend yield grows each year, the capital required decreases — rewarding long-term holders.

Monthly Passive Income Goal ($) ? Enter a valid monthly goal greater than $0.

Expected Annual Dividend Yield (%) ? Enter a yield between 0.1% and 30%.

Withholding Tax on Dividends ?

Investment Type ?

Annual Dividend Growth Rate ? 3.0%

Years to Build Portfolio ? 10 yrs

📊 Capital Required vs. Dividend Income Over Time

📋 Year-by-Year Milestone Breakdown

Year	Effective Net Yield	Capital Required	Annual Dividend Income	Monthly Income

Disclaimer: This calculator is for educational and illustrative purposes only and does not constitute financial advice. Dividend yields, growth rates, and tax rates shown are estimates and are not guaranteed. Past market performance does not guarantee future results. Always consult a licensed financial advisor before making investment decisions. This page contains affiliate links. InvestingEngineer.com may earn a commission if you join through the link above, at no extra cost to you.