I’m gonna tell you a fictional story about a rich businessman and how I can relate it to the stock market. This is based on a story I read and I want to re-tell it in a Filipino perspective. A long time ago, a rich businessman was sailing down the Marikina river and saw the river … Read more
One key factor in successful investing is to know your investment. Now what does that mean? Take for example a financial institution, Banco De Oro (BDO). Unless you truly know how a bank operates and make profit through leveraging and interest income, you wouldn’t invest in it right? The main reason is that why would … Read more
Back in the days when gold was used as a medium of exchange, inflation virtually does not exist. If you own a treasure chest full of gold, bury it and leave it for 100 years then come back to dig it up, it would still be that treasure chest with the same amount of gold … Read more
When a company makes a lot of profit, it sometimes shares a part of it to its investors. We call it dividends. To put it in a perspective, imagine a “carinderia” business in which you and your mom are the owners. Your supermom does everything from cooking, serving and dish washing while you on the other … Read more
It is common for stock investors to make mistakes down the line. But committing the same mistakes over and over again is a very different story. Unless you do something about it, it will continue and could cost you a lot of money. As I observe people chatting on the Facebook forums talking about their … Read more
So you’re just new to stock investing. You’ve identified your value stocks, bought it and now you’re putting a sizable amount of your salary in it every month. I congratulate you for that. 🙂 However, one concept we have to keep in mind now that we are investing is the concept of risk. Most people … Read more
Building an emergency fund is one of the most overlooked things in financial planning. It may sound easy to save 10% of your salary a month for this but apparently, it’s easier said than done. Many Filipinos don’t value the importance of financial emergency preparedness. The sudden loss of a job, hospitalization and an unexpected … Read more
One of my goals is to make one million pesos in the stock market before I reach 40 years old. It’s my dream to become rich and everyone else’s dream too. The only question is how do we essentially do it? So here are some tips that I do to reach my million peso dream. … Read more
[wpsocialboost] Despite the fact that the general market trend of the Philippine Stock Market is upwards, there are still investors that lose money. So why do most people lose money in the stock market? The reason for this is emotional investing. An emotional investor is an investor who makes emotional decisions based on market observation. To … Read more
For most people, investing in mutual funds is a better choice because these people don’t want the hassle of monitoring and making active decisions on their investments. Instead, they trust a fund manager to do all of this stuff. While it gives us the freedom to do other things that matter most, investing directly on … Read more