You Hear About It on the News Every Day — But What Is PSEi, Really? You’re scrolling through the news and you see it: “PSEi drops 1.2% on foreign selloff.” Or “PSEi closes at its highest level in months.” Everyone from stock traders to your tito who dabbles in investing seems to bring it up. … Read more
Okay, Let’s Talk About That Word — “UITF” You’ve probably heard the term “UITF” thrown around at your bank, in a Facebook group, or maybe from a kuya or ate who’s suddenly very excited about investing. And you’re thinking: what even is that? Here’s the good news. A UITF — which stands for Unit Investment … Read more
The ETF Decision That Could Define Your Wealth for the Next 20 Years You’ve done your homework. You know index funds beat most actively managed funds. You’ve heard the names — VOO, VTI, SCHD. But now you’re staring at all three and thinking: which one do I actually buy? Here’s the thing: this isn’t just … Read more
Imagine paying zero taxes on every dollar your investments earn over the next 30 years. That’s not a gimmick. That’s the Roth IRA. Open one, fill it with the right ETFs, let it compound for decades, and when you finally retire, every single withdrawal comes out completely tax-free. No capital gains tax. No dividend tax. … Read more