Coins.ph Review 2026: Fees, Features, Pros & Cons — Is It Still the Best Crypto App in the Philippines?

You’ve probably heard about Coins.ph. Maybe a friend told you about it. Maybe you saw an ad on Facebook. Or maybe you’re already using it and wondering — is this still the best option for me in 2026?

Here’s the truth: a lot has changed in the Philippine crypto space. New apps have launched. Fees have shifted. And what worked in 2021 might not be your best move today.

In this honest coins.ph review 2026, we’re going to answer the one question that matters most:

Is Coins.ph still worth using — and for whom?

Let’s break it all down.

Quick Verdict (TL;DR)

Before we dive into the details, here’s a quick snapshot:

Best for: Beginners, casual users, people who need easy cash-in/out in the Philippines

Not ideal for: Active traders, fee-sensitive users, advanced crypto investors

Our rating: 3.8 out of 5

Pros snapshot: Beginner-friendly, BSP-regulated, easy peso cash-in, bills payment integration

Cons snapshot: Higher fees vs global exchanges, limited advanced trading tools, spread markups can eat into gains

Still with us? Good. Let’s go deeper.

What Is Coins.ph?

Coins.ph is one of the Philippines’ oldest and most established crypto wallets. Founded in 2014, it’s been around longer than most crypto apps you’ll find today.

What makes Coins.ph unique isn’t just crypto trading — it’s the all-in-one financial app experience built for Filipinos. You can buy Bitcoin, pay your electric bill, send remittances, and cash out at 7-Eleven — all from one app.

In terms of regulation, Coins.ph is licensed by the Bangko Sentral ng Pilipinas (BSP) as a Virtual Asset Service Provider (VASP). That’s a big deal. It means the platform operates under Philippine financial laws, giving users a layer of legal protection that unregulated platforms simply don’t offer.

But being old and regulated doesn’t automatically mean it’s the best option in 2026. So let’s look at what it actually offers today.

Coins.ph Features (2026 Update)

Crypto Trading

Coins.ph lets you buy and sell the most popular cryptocurrencies: Bitcoin (BTC), Ethereum (ETH), Tether (USDT), Binance Coin (BNB), Solana (SOL), and several others.

The buying process is simple. You enter an amount in Philippine pesos, select your coin, and tap buy. The app handles conversion automatically. For total beginners, this streamlined experience is genuinely helpful — no confusing order books, no complicated interfaces.

But here’s the catch: that simplicity comes with a cost. More on that in the fees section.

Cash In and Cash Out

This is where Coins.ph genuinely shines — especially for everyday Filipinos.

Cash-in options include:

  • 7-Eleven (via Cliqq kiosk or app)
  • Bank transfers (BPI, BDO, UnionBank, etc.)
  • GCash and Maya
  • Over-the-counter payments at partner outlets

Cash-out options include:

  • Bank transfers (free for some banks)
  • InstaPay (real-time, small fee)
  • Remittance partners

The ability to walk into a 7-Eleven and fund your crypto wallet — or withdraw your money directly to your bank — is a massive advantage that global exchanges simply can’t match in the Philippines.

Bills Payment and Load

One feature that separates Coins.ph from pure crypto apps is bills payment. You can pay Meralco, PLDT, Globe, Smart, Maynilad, and dozens of other billers directly from your wallet.

You can also buy mobile load for any network. This isn’t flashy, but it makes Coins.ph genuinely useful in your daily life — not just as a trading app, but as a financial tool.

Coins Pro (Advanced Trading)

For users who want more control, Coins Pro is Coins.ph’s advanced trading interface. It features:

  • Limit and market orders
  • Real-time price charts
  • A more exchange-like experience

Compared to global exchanges like Binance or OKX, Coins Pro still feels limited. But for a Filipino-based platform, it’s a step up from the basic app.

Coins.ph Fees (The Part Everyone Gets Wrong)

This is one of the most important sections of this coins.ph review 2026, so pay attention.

Coins.ph uses a spread-based pricing model for the basic app. This means when you buy BTC at the market price of ₱3,200,000, Coins.ph might actually charge you ₱3,240,000. That difference — the spread — is their fee.

Why this matters: The spread isn’t always obvious. Unlike a flat 1% fee that you can see and calculate, the spread is baked into the price you see on screen. Many beginners don’t realize they’re paying a premium.

Here’s a real-world example:

Let’s say Bitcoin’s global market price is ₱3,000,000 per BTC. You want to buy ₱5,000 worth.

  • At market price: You’d get 0.001667 BTC
  • With a 2% spread: You’d actually get around 0.001634 BTC
  • Difference: ₱100 less value on a ₱5,000 purchase

That might not sound huge. But over time, and with larger amounts, spread costs add up fast.

Cash-in fees:

Most cash-in options have zero fees (GCash, Maya, bank transfers). However, over-the-counter payments at some partners may have a small service charge.

Cash-out fees:

Withdrawing to your bank via InstaPay typically costs around ₱15–₱25 per transaction. PESONet transfers are usually free but take longer (next banking day).

Trading fees on Coins Pro:

Coins Pro uses a maker/taker model with fees starting at 0.1% to 0.25%. This is more competitive than the basic app’s spread model.Bottom line on fees: For small, occasional transactions, Coins.ph fees are acceptable. For frequent or large trades, the spread model can quietly erode your returns.

Is Coins.ph Safe and Legit?

Short answer: Yes. Coins.ph is one of the most legitimate crypto platforms operating in the Philippines today.

Here’s why:

BSP License: Coins.ph holds a BSP VASP license, meaning it’s subject to Philippine financial regulations, anti-money laundering rules, and consumer protection standards.

Security features:

  • Two-factor authentication (2FA)
  • Biometric login (fingerprint/face ID)
  • Transaction PIN
  • Email and SMS alerts

The risk you should know: Coins.ph is a custodial wallet. This means Coins.ph holds your crypto private keys — not you. If the platform were ever hacked or went down, your funds could be at risk. For small amounts, this is generally fine. But serious crypto investors often move large holdings to hardware wallets for extra security.

For everyday use by Filipino beginners? Coins.ph is absolutely safe and legitimate.

Pros and Cons — Honest Assessment

What Coins.ph Gets Right

Beginner-friendly interface. If you’ve never bought crypto before, Coins.ph makes it almost foolproof. The app is clean, simple, and available in Tagalog.

Unmatched cash-in/out options in the Philippines. No other crypto app gives you this many ways to move peso in and out — especially the ability to use 7-Eleven or bank transfers.

BSP-regulated. Legal, licensed, and accountable under Philippine law. This matters for peace of mind.

Bills payment and load. More than just crypto — it’s a daily financial tool.

Established track record. Over 10 years in the Philippine market means a tested, proven platform.

Where Coins.ph Falls Short

Higher fees vs. global exchanges. The spread model for the basic app is significantly more expensive than using Binance or OKX directly.

Limited coin selection. Compared to global platforms with hundreds of tokens, Coins.ph supports a smaller range of cryptocurrencies.

Custodial wallet risk. Your keys aren’t in your hands.

Coins Pro still lacks depth. Advanced traders will quickly outgrow the platform.

Coins.ph vs. Alternatives

FeatureCoins.phGCash (GCrypto)Maya CryptoBinance
BSP RegulatedYesYesYesRestricted in PH
Cash-in (7-Eleven)Direct (2% fee)Indirect (via GCash wallet first)Indirect (via Maya wallet first)Indirect (via GCash/Maya/P2P)
Bills PaymentYesYesYesNo
Crypto VarietyMediumLimitedLimitedVery High
Trading FeesMedium-HighHighMediumLow
Best ForBeginners/Daily UseGCash UsersMaya UsersActive Traders

How 7-Eleven cash-in actually works — platform by platform:

Coins.ph has the most direct 7-Eleven experience of all four platforms. You generate a barcode through the CLiQQ kiosk, the CLiQQ app, or directly inside the Coins.ph app itself, then pay at the cashier. Funds load instantly into your Coins.ph wallet. Note: a 2% transaction fee applies for amounts over ₱100. It’s the cleanest, most straightforward process of the four.

GCash (GCrypto) does not let you cash in directly to your GCrypto Trading Wallet at 7-Eleven. Instead, you cash in to your main GCash wallet first (via CLiQQ kiosk or app — a 1% fee applies as of March 2026 for over-the-counter transactions), and then manually transfer those funds into your GCrypto Trading Wallet inside the app. It’s an extra step, but it works.

Maya Crypto follows a similar indirect route. You cash in to your main Maya Wallet at 7-Eleven (also via CLiQQ), and then use that balance to buy crypto inside the app. There’s no separate “crypto wallet top-up” at the counter — but once the funds are in your Maya Wallet, you can buy crypto immediately.

Binance has no direct 7-Eleven cash-in option. To fund a Binance account via 7-Eleven in 2026, you typically go through one of these routes: (1) cash in to GCash or Maya at 7-Eleven first, then use Binance P2P to buy from a seller who accepts those wallets; (2) use GoTyme Bank, which as of January 2026 allows real-time cash deposits at all 7-Eleven stores, then fund Binance via P2P; or (3) find a Binance P2P seller who accepts 7-Connect or 7-Eleven as a direct payment method — some sellers do list this, providing a reference number you pay at the store directly.

Bottom line on 7-Eleven access: Coins.ph wins this category outright. It’s the only platform where you can fund your crypto wallet directly at the 7-Eleven counter with a single barcode scan — no intermediary apps or extra transfers needed.

Coins.ph vs. GCash (GCrypto): GCash offers crypto through GCrypto powered by PDAX. It’s convenient if you already use GCash daily, but supports very few coins, has high spreads, and requires an extra transfer step to fund your crypto wallet. Coins.ph offers more coins, better cash-out flexibility, and a more direct 7-Eleven experience.

Coins.ph vs. Maya Crypto: Maya has added crypto features and the 7-Eleven cash-in process is similar (funds go to your main wallet first), but its coin selection and trading tools remain more limited. Coins.ph edges it out on overall payment flexibility.Coins.ph vs. Binance: For active traders, Binance wins on fees and coin variety — but Binance has faced regulatory challenges in the Philippines, and getting peso into Binance requires multiple workarounds. For beginners who want a simple, direct peso cash-in experience, Coins.ph is far more practical.

Who Should Use Coins.ph?

Coins.ph is genuinely a great fit for:

Beginners entering crypto for the first time. The app removes complexity and lets you start with as little as ₱50.

Casual investors who buy crypto occasionally. If you’re not trading daily, the slightly higher fees are a fair trade for convenience.

People who need easy peso cash-in and cash-out. Especially those in areas with 7-Eleven stores but limited banking access.OFWs and their families. The remittance features are designed for cross-border transfers to Philippine wallets.

Who Should NOT Use Coins.ph?

Be honest with yourself here. Coins.ph is probably not your best option if you are:

An active day trader. The fees will eat your profits. Look at Coins Pro or a global exchange instead.

A fee-sensitive investor making large, frequent trades. That spread adds up significantly over time.

An advanced crypto investor. If you need DeFi access, NFT trading, or hundreds of altcoins, you’ll need a different platform.

Someone building serious long-term wealth through stocks. This brings up an important point we need to talk about.

Ready to Get Started? Here’s What to Do Next

If you’ve read this far and Coins.ph sounds like the right fit for you — don’t overthink it. The best time to start is now.

Coins.ph makes it genuinely easy for Filipinos to enter the crypto space safely. BSP-regulated, beginner-friendly, and with the best peso cash-in options in the country — it’s a solid starting point.

Create your free Coins.ph account today and get started with as little as ₱50. Sign up here using this link — it takes less than 5 minutes.

Step-by-Step: How to Use Coins.ph

Getting started is straightforward. Here’s the basic process:

Step 1: Download the Coins.ph app Available on Google Play and the Apple App Store. Search “Coins.ph” and install.

Step 2: Create your account Register using your email or mobile number. You’ll need to agree to the terms and complete basic account setup.

Step 3: Verify your identity (KYC) Submit a valid government ID (SSS, PhilHealth, passport, driver’s license, etc.) and a selfie for verification. Basic verification is usually approved within 24 hours.

Step 4: Cash in Choose your preferred cash-in method. For the fastest experience, use GCash or InstaPay from your bank. 7-Eleven is great if you prefer cash.

Step 5: Buy your first crypto Tap “Buy Crypto,” select your coin (Bitcoin is the most popular starting point), enter your peso amount, review the transaction, and confirm.

That’s it. Your first crypto purchase is done.

Final Verdict: Is Coins.ph Worth It in 2026?

After reviewing everything — features, fees, safety, and alternatives — here’s our honest conclusion:

Coins.ph is still one of the best options for beginner and casual Filipino crypto users in 2026. Its BSP regulation, beginner-friendly design, and unmatched cash-in/out options make it a reliable starting point for anyone new to crypto in the Philippines.

But it’s not for everyone. If you’re a frequent trader or cost-conscious investor, the spread-based fees will work against you. In that case, Coins Pro or alternatives deserve a closer look.

For everyone else — especially beginners who want a safe, easy, peso-friendly entry into crypto — Coins.ph remains one of the top choices in 2026.

Ready to open your Coins.ph account? Sign up here — it’s free, takes under 5 minutes, and you can start buying crypto with as little as ₱50.

Frequently Asked Questions (FAQ)

Is Coins.ph safe in 2026? Yes. Coins.ph is licensed by the Bangko Sentral ng Pilipinas (BSP) as a Virtual Asset Service Provider. It uses two-factor authentication, biometric login, and transaction PINs. However, it is a custodial wallet, so your private keys are held by the platform.

What are Coins.ph fees? Coins.ph uses a spread-based pricing model for the basic app, typically ranging from 1% to 3% depending on the coin and market conditions. Cash-in via GCash and bank transfer is usually free. Cash-out via InstaPay costs approximately ₱15–₱25.

Can I withdraw Coins.ph funds to my bank? Yes. You can withdraw your peso balance directly to your Philippine bank account via InstaPay (real-time, small fee) or PESONet (free, next banking day).

Is Coins.ph better than GCash for crypto? For crypto specifically, Coins.ph offers more coins, more flexible cash-out options, and a dedicated crypto experience. GCash (GCrypto) is convenient if you already use GCash daily but is more limited in features.

What is the minimum deposit in Coins.ph? You can start buying crypto with as little as ₱50 in some cases. Minimum amounts may vary by coin and payment method.

Does Coins.ph support peso trading? Yes. All transactions on Coins.ph are denominated in Philippine Peso (PHP), making it easy for Filipino users to buy and sell crypto without worrying about foreign currency conversions.

Is Coins.ph available for OFWs? Yes. Coins.ph has remittance features designed to help OFWs send money to family members in the Philippines, who can receive it directly into a Coins.ph wallet.

Summary Table

CategoryRatingNotes
Ease of Use5/5Excellent beginner experience
Fees3/5Spread model is costly for active traders
Security4/5BSP-licensed, good security features
Cash In/Out5/5Best in class for Philippines
Coin Variety3/5Limited vs global exchanges
Overall3.8/5Best for beginners and casual users

If you found this coins.ph review 2026 helpful, share it with a friend who’s just starting their crypto journey. And if you’re ready to take the next step, create your free Coins.ph account here and start investing in crypto today.

297 thoughts on “Coins.ph Review 2026: Fees, Features, Pros & Cons — Is It Still the Best Crypto App in the Philippines?”

  1. Hi Investing Engineer PH! This is Maria from Coins.ph. Thank you so much for featuring Coins.ph and your invaluable feedback. We are always happy to hear we have helped! Salamat! 🙂

  2. Scam alert, bitcoin mining investment, crediting through coins.ph. Do not invest, that is a scam and i am a victim. I was offered by a friend with bitcoin mining investment where it will promise to credit amount daily in your bitcoin wallet. Within two months time it will stop crediting, without getting back your money totally. This is the high tech paluwagan scam going on now. Be warry, do not be a victim.

  3. hi po!

    can I use my prepaid VISA card from BPI to load funds to my Coins.ph peso wallet instead of cash?

    thanks!

  4. Hi Fyiang,

    Is that prepaid VISA card a debit card? Kung oo, I believe puwede; parang bank transfer lang mangyayari. Pero kung credit card siya, hindi yata kasi wala ako makitang option pa sa dashboard na puwede magtransfer through credit cards.

    Mas maganda if you can ask your query to them here to be 100% sure. https://coins.ph/contact

  5. its a prepaid card, like I need to deposit funds for me to use the card. it’s not like a credit card that the bank will provide credit limit.

  6. I just want to know how can buy a btc using my tbc (the billion coin)?
    Im a stake holder of the billion coin or TBC.

    THANK YOU

  7. Hi, mhirap ata basta magtiwala kung wla DTI approval. Sana ipalabas sa tv patrol at ipromote muna. Kasi you give them your personal bank info. What if may hack ito mkukuha yung bank money mo through atm?

  8. Hi John,

    Technically I don’t know. Pero baka puwede kung yung BTC company eh magaallow na gumamit ka ng wallet address from different third party provider. Sa coinsph kasi, kung may dati ka nang wallet, dimo yun magagamit. So kailangan itransfer mo na lang yung BTC mo sa bago mo wallet. You can ask coinsph about it para mas malinaw.

  9. Hi there! I signed up under your referral. Is it okay if I contact you if ever I have some queries? Hope to earn from this site.

  10. HI sir, do you happen to know if coinsph transact using PAYMAYA.?like transfer coinsph balance to PAYMAYA and vice versa? or coinsph re able to sync virtual VISA CARD for online payment?

  11. Hi Buen, coinsph already has that feature. You don’t have to use Paymaya. You just need to activate the coinsph Visa e-money card in your account. You can fund the card through your coinsph account. It’s a new feature that has been released just recently.

  12. Hi Mirawell,

    Di ko magets yung question mo, are you talking about fees? Kung yun ang tinutukoy mo, wala. Pero take note na magkaiba ang buying at selling prices ng Bitcoin. Iba ang presyo kung bibili ka at iba din kapag magbebenta ka na. So kung may plano ka bumili at magbenta for profit, i-consider mo yun.

  13. Paano mangyayari yun e account number and account name lang yung gagamitin mo to transfer from coins.ph to your bank? anong maha-hack dun?

  14. Hi, signed up on coins.ph using your code. Hindi pa ako masyadong familiar sa bitcoins pero gusto kong i-explore itong option na ito. Bookmarking your site just in case may mga tanong ako. Thanks in advance. 🙂

  15. Hi Renz,

    May security features naman ang coinsph. Hindi din basta-basta mahack ang mga accounts not unless na makuha nila directly yung pin and passwords mo through phishing websites.

    Just make sure na hindi mo din gagamitin yung coinsph account mo sa fraudaulent activities lalo na yung mga ponzi bitcoin make money online schemes. If I’m not mistaken, bawal yun sa terms and conditions ng coinsph.

  16. i think i can only earn from referrals… but cashing in would mean paying fees which if more than what you will be earning

  17. Hi. I just like to ask if I can print a receipt of my transaction as well. for ex. I wanted it to use as a business I wanted to givw receipt to my client. Will I be able to do that?

  18. Hi Angela,

    Trading Bitcoins needs a specific skill set called Technical Analysis. Traders from Forex and the Stock Market knows this. Trading will be profitable if you can determine the right entry and exit point but take note that speculating price movements is a risky venture.

  19. This is a good review. Everyone needs to be enlightened on how to use and what the opportunities you may get from coins.ph . Thanks for sharing this! 🙂

  20. Hi, this is a very good review.
    I am actually planning to open my coins.ph account but I already have my coinbase account. I see that you have reviewed mainly for the bank transfer, can you enlighten me also how to put money in coins.ph account via 7/11? is it possible overseas as I am living in UAE.

    Anyway, for those interested in bitcoin faucet and how to earn, I have made a review on my blog. This is up to date and I have proof of earnings!

    Thanks!

    https://earningbitcoinssite.wordpress.com/

  21. Hi Maricar, puwede ka magrefer ng mga tao na gusto gumamit ng coins.ph. Pag may narefer ka at nagvalidate, kikita kayong dalawa ng nirefer mo ng P50. Puwede ka din magtrade ng bitcoins by using technical analysis just like in forex and stocks.

  22. Hi Dhebie, not sure of your question though. Coins.ph is a bitcoin wallet service. If you have an existing business or you are a freelancer, you can accept payments using the system.

    If you’re referring to the referral system, well you can make P50 per referral everytime someone who signs up under your referral link. The one you referred will also make P50.

  23. Hi,

    gusto ko lang po itanung kung panu po mai prove ng coins.ph na hindi sila biglang mawawala, if ever mag cash in po kami ng php equal to 1 btc, thousands of pesos po yun tapos biglang mawala yung coins.ph saan po kami kocontact sainyo ???

  24. Hi Mike,

    Paumanhin dahil hindi kasi ako legal representative ng coinsph so I can’t deny or confirm any information about that. Isa din ako sa maraming tao na gumagamit ng serbisyo nila. Ang maipapayo ko siguro ay kung inaalala mo yung risk ng permanent loss of capital kung bigla sila mawala, puwede siguro limitahan mo na lang ang paggamit ng serbisyo nila o di kaya ay magsaliksik pa ng ibang reviews o feedback ng mga tao na matagal ng gumagamit ng serbisyo nila. Ito ay mabisang risk management upang malimitahan natin kung sakali na hindi umayon ang pagkakataon sa ating nais.

  25. I think this is a good opportunity to earn like such forex trading, of course you need sufficient funds equivalent to 1 BTC to be able to earn better di po ba?.
    Anyway, thank you for your clear answer.

  26. Yup. In trading BTC, you need sufficient knowledge on trading patterns, support & resistance and candlestick chart patterns reading. Also consider the fees involved while trading to maximize gains. Or you can instead invest in BTC and hope it will appreciate in value in a few years.

  27. Sir once na mag add money ba ako sa coins.ph may equivalent bitcoin na ba yung ? or kailangan ko pa sya iconvert ? and as you posted, saang market mo ginamit yung bitcoins mo ? thanks !

  28. Hi Ezekiel, bale dalawa yung wallet sa coins. PH wallet tska BTC wallet. Para di ka na magconvert, pag nagload ka, sa PH wallet mo ilagay para hindi siya apektado ng exchange rate. Kung 1k ang nasa PH wallet, 1k lang yun kahit magbago presyo ng btc. Kung gusto mo sumabay sa palitan, sa BTC wallet mo ilagay para pag kinonvert mo sa peso, magreflect yung current na palitan.

    Yung bitcoins na ginamit ko, used for purchasing sa sites. Example sa Steam games, and pangload sa cellphone.

    Hope this helps.

  29. Hello. Alam nyo po ba kung bakit magkaiba yung Buy value at Sell value ng bitcoins? Di ba talaga pedeng magkapareho cla? Ganyan rin po ba sa stock market, o sa ibang bitcoins wallet? Salamat po. Tingin ko po kc pag sinubtract mo yung dalawa ang resulta ay yun yung kikitain ng coins.ph sa pag invest mo sa btc, masyado nm atang malaki kung ganun

  30. Hi Reyj, ang tawag diyan ay Spread. Sa stocks naman, may fees and taxes na binabayaran kada buy and sell kaya pag bumili ka ng stocks at 1 php per share at binenta mo ng 1 php per share dn, lugi ka na dahil may mga fees ka na babayaran dun pa lang sa pagbili at sa pagbenta. Sa BTC di ko sure bakit may ganyan. Sa stocks kasi, may breakdown nung fees na yun. Actually, kahit saang BTC services ganyan eh. Kahit sa ibang BTC exchange/wallet services, may spread ang mga wallet accounts. It’s best if you’ll ask coinsph about that. Sumasagot naman sila pagdating sa mga inquiries.

    Hope it helps.

  31. Hello po.Tanong ko lng po kung bkt “unable to login with provided credentials” account ko at kung papaano po siya maaayos. please help

  32. Hi,

    What do you think of cryptocurrencies? I have invested in some platforms like XRP and Ethereum.

  33. Hi Steve,

    Cryptocurrencies carry the risk of permanent loss of capital because of the nature of the technology itself. It’s also not regulated. The value of these depend on many factors and market sentiments. It’s also volatile. Know the risks and invest only at minimum quantities.

  34. They are crooks!!! Ingat sa rates, pagbumili ka ng bitcoin which is currently at $2158/BTC, sa kanila e tag Php 135,470/coin, walang hiya $63 is to 1 pesos? Anong exchange yan? Not counting their fees pa… please tell people about it.

  35. Hey Steve, that’s called “spread”. In financial markets, buyers are willing to buy it at X price while sellers are willing to sell it at Y price. The difference between the two is the spread. Malaki ang spread ng BTC because it’s very volatile. The prices are affected by how people perceive the value of it.

  36. Yeah. I noticed this too. Buy ka nalang sa buybitcoin.ph and save around P27000 pesos. Current rate nila around 144k, while sa buybitcoin is 117k. Laking tipid! Around $550 cheaper yung rate ng buybitcoin.ph if compared to coins.ph. Then you can sell it at coins.ph for a higher sell price. Haha!

  37. hello coins ph , ask ko lang kung , yung coins ph is a type of bitcoin wallet?
    and pano ko mababayaran electric bills dito sa dagupan city, like DECORP(dagupan electric corp.) and also same with the water bill?

    thanks

  38. Hi Sir,

    ask ko lang po if pede i-link ang paypal accounr dito? and if pwede po how? please advise. Thank you.

  39. Hi Jayce,

    It’s not possible. Puwede ka lang magcash-in tsaka cash-out through their partner banks and establishments/remittance centers.

    Pero baka i-consider din nila ito in the future because of increasing demand.

  40. Hello everyone…
    Ask KO lang po kung bakit yung naginvite po sa akin pinapalagay sa occupation is data encoder, source of income is freelancer at 2captcha sa company?
    First step is pinapadownload po ang coins.pH sa play store saka maglog in.
    Panu po ba sumali? Kasi not enough space po ang cellphone KO. Diko po madownload ang coins.pH.
    Thank you!

  41. Hi Zed, I don’t know what’s 2captcha. Most websites out there are scams – Ponzi Schemes to be specific. These sites promise you daily BTC withdrawals by investing in them. They initially pay for the first few days and disappear just like that taking the rest of your money. I advise you avoid anything that sounds too good to be true.

    I only advocate 2 legitimate ways to make money in BTC – 1) To HODL for long-term, and; 2) Arbitrage. The rest are just scams. Take due diligence before investing your time and hard-earned money. Good luck. 🙂

  42. Good morning….
    Thank you for the information.
    Can I invite a friend who is working abroad? And how they can send money from there? Where they should pay?
    Thank you!

  43. Hi. Done signing-up using your referral code. Although not so familiar with this, magandang masubukan na din.

  44. Hi Edwin. Will you be trading BTC or hodl lang? Ako kasi I hodl lang and if an arbitrage opportunity becomes available, I’ll do it. Trading bitcoins is risky, you need technical analysis skills for that. Good luck in your digital currency journey.

  45. Good afternoon po.
    Ask KO lang po kung bakit hanggang ngayon Hindi pa approved ang membership KO eh sabi 3days lang. Thank you!

  46. hello!,

    Good Day. Ask lng po kung sino dito may experience sa coinage.ph. Gusto ko po kasi try mag trade.

    Salamat

  47. Hi Investing Engineer Ph,

    Thanks po sa feedback.

    Update ko nalang dito po in case ma try ko.

  48. Hi! Yes. I always use coins.ph for paying my bills, top up my phone. Good sya sa business ko honestly. 🙂

  49. Hi sir Mark!

    Interesado sana akong mag-sign up sa coins.ph, but I’m still researching about this and nagbabasa pa ako ng reviews like yours.

    Marami akong nabasa sa Facebook page ng coins.ph na negative comments, mostly ay mga naka-experience ng biglaang deactivation/blocking ng kanilang account or mga walang update sa kanilang cinash out na money for weeks or months now [na ang nirereply lang daw sa kanila is ifofollow up daw ito sa coinsph team, etc].

    How’s your experience so far after a year of using it po? Ano kaya ang mga dapat or hindi dapat gawin sa paggamit ng coinsph para maiwasan ko rin ang bad experiences na ito?

    Regards.

  50. Hi Hatputito,

    Ang isang importante sa lahat eh wag sasali sa mga bitcoin ponzi schemes, bawal yun sa TOS nila. Iniiwasan kasi nila na magamit sa scams ang services nila so kapag nadeactivate ka, it means na baka yung sinasalihan niyong mga get-rich-quick-schemes na yan na nakadisguise as legit money-making opportunities pero w/ close scrutiny eh ponzi scheme pala. And iniiwasan din nila na magamit ang services nila sa money laundering. Gamitin lang natin siya kung paano siya dapat gamitin (e.g. paying bills, purchasing, e-load). At kung gusto naman kumita, gamitin ang referral code at magrefer ng gusto gumamit ng services nila.

    About sa mga cinash out na money, may support naman sila and maganda kung matawagan sila through phone. And always keep a record kung kailan nagfollow-up. As a customer hindi naman masama magcomplain lalo na kung mabagal ang pagsagot nila sa mga queries.

    Lastly, wala ako problem sa coinsph. I cash out through Unionbank and BDO and I get it within the day or the next business day.

    Hope this helps.

  51. Hi sir Mark!

    Thank you for the fast response. 🙂

    I see, so most probably yung mga naka-experience ng deactivation ay dahil sa bitcoin ponzi schemes or other scams, if I understood it right? x’D

    Maliban po kasi sa plano ko itong gamitin as a means for paying bills or buying load, nais ko rin sanang magtrade sa BTC. Small amount lang naman. Like magcoconvert ako from my PHP wallet to BTC, then kapag tumaas ang selling price compared sa price when I bought it ay icoconvert ko pabalik sa PHP. Then the cycle goes on. Pwede ko po kaya iyong gawin sa coinsph?

    That’s good to hear about your experience. 😀

    Regards.

  52. Yep. Ayaw ng coinsph ng ganun.

    You can trade BTC pero consider the risk. Tsaka sa ngayon malaki ang spread eh. And also aware ka ba sa ‘hard fork’ na mangyayari sa Aug. 1? If not, please also consider it. Sa ngayon downtrend ang BTC dahil diyan sa anticipated event na yan.

    If ako tatanungin, holding is much better than trading. Buy when price dips. Malakas ang conviction ko na BTC will increase in value overtime kasi game changer ito. So hold as many coins habang maaga pa, then let’s see after 5 years saan dadalin ng BTC ang cash natin.

  53. Yeah, I know it is risky, kaya maliit lang po muna ilalagay ko habang pinag-aaralan ko. 🙂
    Uhm, no, I am not yet aware of that. I will research it now, thank you for informing me. 🙂 But if you have an easier explanation of that (since I really am new to this and still learning the beginner’s way), it will be much appreciated. xD

    I will consider holding it too. Thank you so much sir Mark, I am learning a lot.

    Regards.

  54. Hindi natin masasabi yan. Puwede ngayon kasi puwedeng after ng fork maging okay na ang price umangat bigla. Puwede din hindi kasi baka bumaba lalo ang price dahil sa fork. This is speculation – marami factors na puwede mangyari. So caveat na lang and let’s see what will happen.

  55. Thanks!

    Today, the value of 1BTC to PHP since the time you wrote this guide has gone up to almost 6-7 times. I should’ve bought back then! Sayang!

  56. Hi i am new to coinsph..75% palang po ung progress ko sa “Get started with coins”..wala pa ako ung “Add funds” kelangan ba muna yun para makapagsimula ng referrals at para magamit account mo? kelangan mo muna mag add nung sinasabi sa 7-11?…

  57. Hi Mitch,

    I think you can already refer your friends the moment you signed up kasi may personal link ka na agad na puwede i-share. What I did is nagverify lang ako then I used it for some purchases.. Then nagstart na lang din ako magrefer as a side income.

  58. Hello, I have an FB friend who asked me to sign up for coins.ph and she said that you’ll have an income here. is it legit? Thank you and God Bless!

  59. Hi Miss B,

    Yes it’s possible to earn an income through coins.ph referrals. But please avoid joining those Bitcoin ponzi schemes. They are scams. They pay you at first but run off with your money after a while. You may also run the risk of account cancellation through violation of Coinsph TOS.

  60. Hi, I’m a little confused on how to cash in thru unionbank. Should i fill-up the deposit slip or the bills payment slip? I have tried 7-11 a few times, but their machine mostly goes offline and it takes time to wait it to function again.

    Thanks ?

  61. I’m wondering.. Pwede ka magexchange ng Peso to BTC and vice versa also with dollars.. My question is kapag may 1BTC na ako other than the exchanges thru real money, how can my 1BTC grow by itself?

  62. hello can i ask if ok lang bah na voters certificate ang gagamitin ko para maverify po ung account ko dito?

  63. hello po, student po ako tapos hindi pa pwede makuha ang aking voters id.,,pwede po vah na school id or alumni id ang gagamitin ko para maverify po ang membership ko dito or account dito…hope to hear u soon…tnx po

  64. Sir, i just want to ask regarding with the cash out and transferring it to the bank account. i have a checking account on bank of commerce. Two names are listed as account holder, kailangan ko ba ilagay ang dalawang names or kahit isa lang pwede na?

  65. i have already a new account with different name of referral.. Today i made another different account because my referral is of different person already. How can i made my latest referral be my referral to my previous account so that i will not apply again for a new account. I will make use my old account

  66. Good day, Sir. I would like to ask po if I can transfer money from Pluggle to Coins.ph when my name in Pluggle is different from Coins.ph. Actually, baliktad lang ung apelyido ko sa Pluggle. Please advise.

    Also, can I delete my second account in Coins.ph? Ung isa kasi nagtry lang ako kung ano tong coins.ph. Ngaun I am trying to make a verification dito, nabasa ko na isa lang dapat ang account dito.

    Thank you very much.

  67. Hi Marlon, I’m not familiar kasi with Pluggle so I can’t give any comment on that.

    About account deletion, of course puwede magdelete. Have one account lang tapos have it verified para magamit mo full potential ng services nila.

  68. You may also cash in through 7-11 stores which I am currently using. 🙂 I don’t do bitcoins. And yes hopefully may publicity sila kasi very convenient sa bills payment.

  69. Hi Jean,

    If it’s a networking type, then probably, it’s a Ponzi scheme.

    Mas ineencourage ko na maghodl na lang or magtrade kaysa sumali sa mga ganyan. Bitcoin-based Ponzi schemes usually last 6 months. Matagal na kung umabot ng 1 – 2 years. Madali lang kasi magcollapse yang mga ganyang business model.

    Marami din namang altcoins maliban sa Bitcoin which I find more profitable dahil mura pa siya and may mataas na upside. Mag-swing trade or hodl na lang if you really want to get a piece of the pie.

  70. Hi,
    Paano po ba palaguin ang bit coin? I already have a coins.ph account since last year. Then out of the blue, naisipan ko I open uli, and I found out na meron ako close Php 500 in my account. Which I don’t know if san galling.
    gusto ko sana mag invest or palaguin pa, since sabi nga this is a legitimate business.
    Please kindly send me an e-mail to discuss further. My e-mail is also my account.
    More power
    Thanks

  71. Hi,
    question lang po, so bakit pa po tayo mag coin ph? I thought it is a business na you are going to invest? I don’t know the details pero gusto ko ssana matutuhan if pano kumita using btc.

  72. Hi Conan,

    Hindi online business ang Coins.ph. It’s a bitcoin wallet service. Karamihan like myself use Coins.ph to enter the bitcocin markets. Kung may time ka, puwede ka mag-aral ng technical analysis on how to trade bitcoins.. Or yung iba naman, naghohoard lang ng bitcoins with the belief na tataas ang value nito sa hinaharap.

  73. Hi,

    I’m planning to trade other currencies and is thinking of opening an account with coins.ph. One of my concerns is that i’m not familiar with the ponzi schemes that are happening now. My question is how does this site/app filter through accounts that are taking part of those schemes and is there any sort of safety net when your account has been falsely closed?

    Also, would you suggest bittrex?

    Hope to hear from you soon

    Thanks

  74. Hi Bet,

    Ponzi schemes claim they have guaranteed returns. 1% daily, 25% weekly… sort of like that. The payouts are the results of new investors coming in. When money that comes in slows down, payments stop and the scheme collapses. The perpetrators run away with your money, and after a while, they start new Ponzi schemes again. The cycle repeats.

    Yes, Bittrex is one of the most popular exchanges in the cryptocurrency markets. I’m using it and I recommend it.

  75. haist mali ang pagjoin ko sa coins.ph sobrang bagal nila magreply sa mga questions plus magagastusan ka pa… if you have banks or mga system like gcash dun na lang kayo magbayad ng mga bills nyo kesa idaan sa coins.ph kasi magagastusan lang kyo pagload nga lang tru 7-11 babawasan na agad ng 30+ ganun din pag ngcash out ka dame pa kung anu anung requirements para makaabot k sa limit nila ng pag cash out pera ko di ko mailabas kainis lang tlg!

  76. I have been using coins.ph for a few years now and have been very happy with their service. However, I have few words of caution:

    NEVER leave more than you can afford to loose in your coins.ph wallets. Store your main bitcoin in an off-line wallet like Mycelium (cellphone) or Electrum (PC). Store your main PHP in a bank or somewhere else safe. If coins.ph gets hacked or they decide to do a runner, you could loose all you have there.

    Coins.ph fees (their spread) is expensive compared to most other online exchanges, although they are reasonably competitive with other Philippines exchanges. Do not use coins.ph for trading (speculating on) bitcoin. Use one of the many other on-line exchanges that have fees a fifth to a tenth of coins.ph.

  77. Hi Payment of bills via coins.ph is fabulous i never encounter errors when i pay my electric bill, water bill and my telecom bills. Thank you

  78. Hi,

    I just want to clarify. If i buy bitcoins and just leave them in the app, does that entail that the value will also rise and fall depending on bitcoin’s performance or will the bitcoin value stay stagnant to how much they were purchased?
    Hope to hear from you soon!

    Thanks!

  79. Hi! Thank you for this review. I would like to hear your insights about bitbond.com. I read great reviews about this for investment and would like to try and add a little bit of my investment fund to expand my portfolio (around 2%). Your blog helped me a lot specially in stock investing and i think that your suggestion would be much appreciated

  80. Hi Leo, from the looks of the site, it seem to look as a bitcoin lending platform.

    I can’t really say if this is legit or not. Because of the proliferation of HYIPs and Ponzi schemes centered on bitcoin payments, I would advise to be cautious on this.

    The best way to make money on BTC is to either trade them on bitcoin exchanges or hodl. There’s also another way. If you know how to trade, then why don’t you try trading the BTCUSD pair in the forex market? BTC is volatile and I’m sure you’ll find tons of good trading setups from there.

  81. I’m just new to Coinsph but I trusted it and tried to pay my bill (Cignal) and it works. no need to go to bayad center..

  82. having problems with coins.ph
    already bought load. recieved sms from +63917773692* saying i got the load from coins.
    checked balance, nothing
    customer support unresponsive.

  83. coins.ph is techincally not the best. biased post.
    you can say it is the only site you can actually buy btc/sell easily in ph

  84. Hi Kenneth,

    Just to be clear, Coins.Ph is a remittance service na gumagamit ng Bitcoins as a means to transfer money. Alam natin na ang Bitcoins ay lumalaki ang value but it doesn’t mean na magtutuloy-tuloy ito habang buhay. Minsan tumataas at minsan naman bumababa. Volatility ang tawag diyan at kung hindi mo kaya sikmurain ang pagtaas at pagbaba nito araw-araw, huwag po kayo maglagay ng pera dito.

    Ganunpaman, maari naman na kumita sa Bitcoin kung mabibili mo ito ng mababa at mabebenta sa mataas na presyo kagaya ng Forex o palitan ng Dolyar sa Piso. Paalala ko lang po na ang ganitong klaseng paraan ng pagkita ay nangangailangan ng masusing pagaaral ng Financial markets.

    Lastly, magingat ka sa mga nagkalat na Bitcoin scams na nangangako ng garantisadong interes araw-araw. Ponzi schemes po yan at kung sasali ka sa ganyan, may tsansa na i-lock ng Coins.Ph ang inyong account dahil illegal po yang mga ganyan.

    Goodluck Kenneth!

  85. Hi Sir, Pwede ba akong bumili ng BTC dito? Can I just buy and hold my BTC, a sort of savings or investment hoping to, ride the much hyped projection of 500KUSD = 1 BTC in 2020, kunwari?

  86. Hi

    Ok na ok ang bills payment nila me ginagawa ko siyang business sobran dali iprocess ?% ok siya may instant 5 pesos pa ng balik sayo bawat bills na binabayaran mo pag madami bills mo weekly may another allowance pa siya na ibibigay sayo 900 weekly ok na ok na sakin haping hapi na ako jan

  87. I am very much happy with coins.ph service maasahan siya talaga
    Salamat at nalaman ko eto its a big big help sa buhay mo everyday iloveu coins???

  88. Wow coins.ph ang laki nyo kumaltas sa sending bitcoin to bitcoin address hanep! sinasamantala ang digital currency nice. di pa nakuntento sa palitan sa kanila..

  89. Hi,

    If I sell my BTC wallet to PH wallet and cash-out, is there any processing fee? I saw your screenshot and I was wondering if there are any hidden fees, else how does coins.ph make a profit out of this?

    Thanks in advance.

  90. Hi po @ The Investing Engineer PH, using android saan po ba makikita yung personal link ng coin.ph na pwedeng magamit as referral.haha, Thanks

  91. hi, nice blog!

    Question – is it possible to transfer funds directly from foreign bank account to my coins.ph account?

  92. No BDO option for Pay In and Pay out. BDO online banking lang meron ako.. What are the other ways to fund for OFW.

  93. Hello Investing Engineer,

    I used your link but so far I haven’t received any 50 peso reward. I already did the level 2 verification but I still need to wait for 3 business days. I am not sure if approved because I did not scan my SSS ID but just took pics of the front and back. Then the selfie was kinda hard to take because my SSS ID kept reflecting the light. I hope I will get approved.

  94. question lang po. magssimula pa lang po ako nang account sa coins.ph. I’d just like to know more what are the prons and cons of this facility.

    “Bitcoins are also unregulated. If Coins goes under and you have a significant amount of money in your account, there’s a possibility that you might not get it back – or maybe just partially. Currently, there aren’t any laws ​protecting bitcoin users from such events.”

    Can you explain it more po? TIA

  95. Hello The Investing Engineer Ph, I’m currently using a softwallet exodus to store my crypto currencies.. I want to exchange my btc to some omisego using that platform, however I couldn’t exchange it because the status is always showing “temporarily unavaible”. It has stayed like that for more than a month now, I checked online and saw another softwallet that has the ability to do exchange called Jaxx.. do you have any experience with that softwallet that you can share with me?

    My question in summary:
    1. do you have experience using Jaxx softwallet? if yes, what is your experience with it, is it safe?
    2. do you know any other softwallet where I can exchange my btc to omisego?

    thank you and looking forward to your response.

  96. Hi Randell,

    I’m familiar with them but don’t have any experience using them. Medyo techy na kasi gamitin yan pero you have more control because you hold the private keys and seed keys of your wallets.

    I think sa reddit, marami ka information na makukuha dun regarding exodus and jaxx.

  97. Hi everyone! I’ve been using coins.ph for almost three months now, and I use it mainly to pay monthly bills and to top up my phone. So far, I’m quite satisfied with how it works. It’s fast and reliable. It saved me time from going to bayad centers and waiting in long queues. However, I’ve noticed that although it only charges like 10% on top of every amount that I would like to cash in, it does not guarantee that one can really “earn/profit” from this because a “commission” of 10% everytime you top up your phone will simply not compensate for the 10% charge.

  98. Hi Kat. I’ve also been using coins.ph for topping up my phone and paying monthly bills, but medyo i’m in doubt if kumikita talaga through cp load kasi coins.ph charge like 10% for every cash in and only 10% lang din and “commision” per top up. Hindi ba lugi?

  99. Gud pm . Sa pagbayad ng meralco bills kelangan po ba within the due date o kahit lagpas n sa due date? Ty po..

  100. Is there an update to this app?, I have read various comment on this app on play store, they are bashing it because of the update of the app removed the load promos that it has on the previous version.

  101. Hi, any idea regarding bitcoin wallet thru coins.ph, palagay natin magclose ang coins.ph yung bang wallet ko mawawala din? Or nandiyan parin sa bitcoin ledger?

  102. Dahil hindi mo hawak ang private keys ng wallet mo, considered na yan as lost as per my understanding sa blockchain tech. Nasa ledger pa rin yung bitcoins pero dahil wala yung private keys sa possession mo, lost na yan.

    About sa safety naman ng funds, hindi ko kabisado yung terms of use nila pero they specifically mentioned na hindi sila financial institution kagaya ng banko na may proteksyon ang accounts (PDIC).

    Magsasara lang naman sila kung mapatunayan na sila ay engaged sa scam or Ponzi Scheme which is highly unlikely.. Money remittance business ang Coinsph if I’m not mistaken. And siguro if ever na magcease na sila ng operations, I’m pretty sure na magiinform sila on how to liquidate yung funds ng mga users.

  103. hi, its better to have your bitcoins managed by cryptocurrency brokers. It’s more reliable and increase your investment from three months up, for they’re expert in tradings. Has a little cost but its worth it, and you can also withdraw anytime.

  104. Hello, for people who would like to buy and sell bitcoins anonymously and securely, you can do it at cryptoexmart .com and get paid directly to your bank account, no questions asked.

  105. I got an email from coins.ph that I received BTC from them but it’s not showing on my wallet. Do I have to do anything?

  106. I would recommend Coins.ph. I have been using Coins.ph for my small business. They have improved very much as of today. Especially on cryptocurrency trading, they already have Coins PRO!

  107. I just want to ask if putting your money in coins.ph or coins.pro is safe enough for a short period of time?

    thanks for answering to my query.

  108. hi there..share ko lang yung problem ko..nag cash in kasi ako kahapon worth 5700 pesos from gcash to coins.ph, until now hindi ko parin nareceived yung funds ko..pero sa gcash complete transaction na sa kanila..paano ba yan?ang hirap kontakin nang taga coins.ph..tagal mag reply..may naibigay naman akong screenshot nang transaction history ko..please help..thank you

  109. Hello! thanks for your info about the referral program of coins.ph. I also would like to help anyone that would like to teach a site that will help anyone to earn money for their coins.ph account. I used this site: https://my.dropz.xyz/?ref=50698
    I do write captcha to earn this cryptocurrency. It’s very legit. I still have been able to cashout almost every 5-10 minutes. Try it now!

  110. Do not use vpn with other country server you can’t log in your coins.ph account.
    Use vpn with philippine server only.

  111. I have a very serious issue with Coins.ph. I have a 40,000 pesos in my account. I recieve an email from coins.ph a few days ago that they have given me a bitcoin and I need to click the link they provided. So when I click the link it prompted me to the website of coins.ph. I check the website and all the contents were exactly the same so I log-in and suddenly my 40,000 pesos was gone in an instant! I and that moment I immediately checked the history and my money was converted to bitcoin and that bitcoin was sent to somewhere. The platform did not gave any notice from my email or any verification means to convert my money nor to send it to someone! I am very frustrated now coz it was a hard earned money and I trusted coins.ph on their security and not now when we are in crises due to corona virus. That was the only money that I have as savings. I already reported this to their protection team and an still waiting for their resolution. I am still hoping that I can get my money back or otherwise I will find a way to close this company for better. Is there any other government agency that I can report on this matter? I know that they are being controlled by BSP and I can also ask for help in NBI cybercrime. Please enlighten me!

  112. What you opened is a phishing email. Emails like these disguise themselves as though they look legit preying on unsuspecting individuals that will fall for the scam. What happened is that you were redirected to a fake website that exactly looks like coinsph. The hackers got your username and password the moment you logged in… You were “keylogged”. Then the hackers transferred your bitcoin into another account. It could’ve been prevented if you had two-factor authentication activated.

    What you can do is to report it to the proper authorities so that the real culprit can be tracked down. As for your money, I’m not sure. I always use two-factor authentication, Coinsph has that feature as a 2nd layer of security for phishers/scammers.

  113. I understand that this may be a phishing scheme but how did they got my email in the first place, how did they know that I was converting my money to bitcoin. There is really a lapse in their system. When I logged in at that moment, everything vanished in an instant! I did not confirm anything but how did they convert my money to bitcoin? How did they sent it someone when they did not gave me any message or prompt to confirm that transaction? This is really very frustrating!!!

  114. its your fault for actually clicking the link in the email. Check the sender of email if its legit and from valid.

    Also check the link when you hover.

  115. Coins.ph is dead, support is very slow, if any issue about money they will deactivate your account and they put you on holding list, forever!!!

  116. good day! can i ask your permission to use your blog for my project regarding in coins.ph
    and what is your name so that i can give you credit. thank you very much!

  117. Tanong ko lang kung pwedeng mag remit ng pera through coins.ph anonymously? Is that possible? Or malalaman ba ng recepient ung personal information ng sender?

  118. agree sir. di basta2 mag clo2se ang coins.ph na walang mabigat na rason. In fact kumikita sila sa coinspro sa taas ng difference ng bid at ask. Sana lang mabilis mag update yung platform kasi minsan nahuhuli sya compared to other trading platform like bitstamp or kraken.

    madami ng gumamit ng coins.ph para manguto at mang scam sa messenger ng kikita ka kono ng malaki in a short span of time deposit doon deposit dito lalo na noong 2017 kung saan nag sky rocket ang BTC/USD. Sir tanong ko lang, pano ba ina accumulate ng coinspro yung prices ng cryptocurrencies? bat parang late ang coinspro mag update ng prices compared to other platform po.

  119. They say that if you are level 4 then you have an UNLIMITED annual allowance – that is factually incorrect. They show a limit of 400,000 per month – so LOGICALLY, it means the most you can cash in/out per year is 12 times that – which is 4,800,000. So they need to get their facts correct.

  120. My account was deactivated because I almost sent btc to a wallet address that was reported for phising. I contacted their support team but I’m not getting any response. What should I do? I need the money on my account.

  121. What if po after 10 years naging hundred million or even billion po yung value sa PHP ng BTC na nakatago sa Coins.ph, ma-wiwithdraw mo po ba ng buong-buo yung pera? Kung may limit po (lets say sa panahon na yun 10 million lang allowed nila annually, paano mo naman po makukuha yung rest ng pera mo? Thanks po!

  122. Hi sir, meron po bang chances na magsesend ako ng bitcoin sa blockchain address and if nareceive na nila yung payment ay babayaran kari through your btc receiving address at di mag aappear sa btc balance mo ?

  123. Ask ko lang po. Kung may chance ba na maopen ko ulit yung account ko sa coins.ph before kasi nung ansa pinas ako meron akong acct then gusto ko lang icheck kung active pa din sya but di ko na sya open. Nandto kasi ako sa abroad and yung number na nagamit ko don wala na. Is it possibel na maretrieve ko pa yung old account ko?

  124. liquidation problem ang tawag diyan. di lang sa bitcoin, kahit saan naman when you hold large sums of wealth, di mo basta-basta maiencash yan na parang nagwithdraw ka lang sa banko.
    puwede yan gawin pero di biglaan. slowly and will take years.
    you have to pay income taxes and capital gains taxes pag ginawa mo yan. it’s not a good idea kung multimillion na yan unless you want to invest it in other opportunities.
    pero if ako yan, ililipat ko lang yan sa hardware wallet para custody ko na mismo yung bitcoin. kung kailangan ko ng pera, i’ll just borrow against it, use it as a collateral,.. if that’s even possible with today’s regulation.

  125. Hi
    I’m interested to what happens to the Bitcoin, when used in the various payment parties
    Does it end up back at the company running Coins.ph , this would be a very profitable business model
    similar to mining Bitcoin, without the need for large mining setups

  126. Sir thank you at May ganitong review kayo.
    Bago lang po ako at nandito ako sa Hongkong. So pwede ko Pong magamit ang coin.ph dito sa Hongkong basta sa western ako mag cash in/top up ng pera? Tama po?

  127. Coins.ph is good to be true. I have made a cash out to my bank account the process should only take 10 mins but unfortunately it dodnt came thru and worse i need to wait 2 to 3 business days before it resolve and since it was friday so i have to wait another 2 days before antrhing can happen.

  128. sinong pwedeng mag advice sa akin. nag cacash in po sana ako ng pera sa coins ph account ko through western union. hindi ko po namalayan lumampas po sa 50k limit ang naipadala ko.. ngayon po kailangan ko pa iverify and address ko sa coins ph.para tuaas ang cash in limits ko sa coins ph. now its suturday so kailangan ko pa maghintay ng mga 3 business days para ma verfy ang adress ko para ma accept yung pera ko…Guys may nakaka alam ba o naka experinced narin ba sa inyo? hindi kaya mawawala yung pera ko habang naka hold sa western union? guys pahelp naman po…salamat po ng marami..

  129. Hi, hope you can still read this comment.. I have a friend who is trying to transfer money to my bpi account. She tried sending the money on Friday morning march12, and was given an eta of March15 6pm.how come that it will take 3days to transfer the funds? I thought it will be fast just like the other wallet or bank app.

  130. Kng magchange number po aq sa coins mawawala po ba ung pera q sa dating number q po?,,thank u,,

  131. hi po. ask lang po akong kung anong maximum size wallet amount ng coinsph/ maximum amount na pwede ma pundo sa coinsph wallet

  132. Hi there, a hacker wants to be paid thru coins.ph via BITCOIN. Is it safe? He wants to be paid here in exchange for the hacked IG ACCOUNT. If I use this app, would it be possible na ma hack naman bank accounts? Thank you very much and stay safe everyone.

  133. Hi Sir,

    I helped a friend buying BTC worth 250k pesos and coins ph asked me for some verification. I scheduled a Viber call with them and after answering their questions, they asked me also for some documents. Kaso po ni asked din po sila ng documents ko from Binance which is personal account ko an po un. They are asking ng email address, running balance, trading platform name, and wallet address. So, for me medyo suspicios po kc hindi an nila sakop ung Binance account ko. Any thought po dito, Sir? Your response is highly appreciated. Thank you in advance.

  134. ask.ko.lanhg po..may.nag send.po kasi.ng 2000$ sa coins.pero.sabi.need ko.muna.magcash.in.ng 3k para sabitcoin bago.daw mag appear sa wallet.ko.ung pera is that true.ot.scam

  135. Maybe part ng KYC yan just to make sure na di ka naglalaunder ng pera. Decentralized ang nature ng BTC pero regulated ng BSP ang mga BTC exchange/remittance sa atin (which is good), kaya it’s no surprise for me kung hingan ka ng mga ganyang information for them to see saan nangaggaling yung pera na minomove using coins’ platform.

  136. good day po! ask ko lang po pwede po ba mag transfer nang crypto from coins.ph to other wallet kahit na d po fully verify ang coins.ph.
    salamat po.

  137. [Question]
    When someone wants to send money to me, Do I need to fund my coin.ph wallet Worth php6000 so that they could send money to me?

  138. Hi po
    Nagtransfer po asawa ko ng pera from Gcash to Coins. Ph po tpos ang ginamit nya pong email and number sa pag sign in sa Coins.Ph po same po sa Gcash acct po… Ang nangyare po lahat ng tinransfer nyang pera from Gcash to Coins.Ph po bigla lng pong nawala lahat… Tpos may nag txt nlang po bigla na nag you have successfully sent ganito gnyan na wla nman pong ginawa nag transfer lng ng pera dun tpos biglang nawala ang pera po… Possible po ba na Na hack po yung Account pls pasagot po plss I really need to get back my money pra po sa panganganak ko po yung pera

  139. Good day po, ask ko nag buy ako ng XRP worth 5,200.00 @ 84.00 per rate. Nagtaka ako ang pumasok sa coins.ph wallet ko from gcash is 4,800 lang. Bat may bawas na.

  140. Hello po,iba po ang rate ng buy and sell po sa crypto coins po. Mas mataas po ang buy kaysa sa sell. Meaning for example nagbuy ka @84 sa xrp ,kapag nag convert ka pabalik sa php or shall we say sell mas mababa na po ang rate. And isa pa po, nag iiba po ang price ng crypto coins po every minute..sana nakatulong.

  141. magtatanong lang po, may magpapadala po sa akin ng bitcoin sa bitcoin wallet ko. May kalakihan po kasi, may requirements po ba na hihingin sa aking si coins ph

  142. Wala naman na yata basta KYC approved ka. If ever na iflag yung account mo as suspicious activity, talk to them and provide them the nature and details of that transaction. Basta maprove mo na hindi ka gumagawa ng illegal at nagvviolate ng ToS nila sa mga Bitcoin transactions mo, you’ll be fine.

  143. Questions po sana…
    1. Covered po kaya ng Insurance si Coins.Ph if ma hack sila?
    2. Same thing po if mag sara ang Coins.ph. maibalik po kaya ang mga bitcoins ng mga tao?

    Comment: Sana mag ka option na we can have custody of our private keys.

    Thanks!

  144. Sir,
    Hindi po kaya parang nawawala na yung purpose ng “decentralized” kapag lahat ng substancial transactions haharangin?

    parang lumang way na po kasi yang ganyan na laging ginagawang excuse yung suspicion ng illegal activity para lang ma invade ang privacy ng individual. isang reason din po yata ng btc is para sa “tao” at hindi kontrolado ng “gubyerno”.

  145. 1. Hindi yata sila covered ng PDIC kasi hindi naman sila bangko.
    2. Magsasara lang sila kapag ninakaw yung bitcoin reserves nila either from hacking or mismo sila-sila talo-talo na. 🙂 In any case if that happens, wala na din yung bitcoin mo sigurado.
    3. Puwede ka naman magsarili ng custody ng private keys. Gumawa ka ng wallet mo sa apps like Coinomi, Trustwallet etc., then buy Bitcoin on coinsph then ilipat mo simple as that.

  146. Custodial wallet kasi sila and they transact using fiat din (conversion to php) kaya dumadaan sila sa regulations.
    As long as kinokonvert mo sa fiat money yang Bitcoin mo… which is controlled ng gobyerno, you have to undergo KYC dahil ang fiat, centralized.
    If gagamitin mo pambayad yung bitcoin without needing to convert it to fiat (php), then yun talaga ang true decentralization.

  147. Thanks sir sa sagot. katakot din pala kasi pag tumakbo yung CEO ng coins.ph limas ang bitcoin na nag tiwala sa kanila. nangyari pa sa turkey yesterday lang kaya napabalik ako dito sa question ko.

    https://www.cnbc.com/2021/04/23/bitcoin-btc-ceo-of-turkish-cryptocurrency-exchange-thodex-missing.html

    ni try ko nga po mag transfer papunta dun sa wallet na balak ko i self custody pero ang mahal po haha.. almost 3k pesos isang transfer yun na po yung pinaka mura.

    follow up question po sana. sa Coinomi, Trustwallet po ba pede mag purchase ng BTC using Philippine credentials? me alam po ba kayo ?

    THanks po ulit.

  148. I’m a first time user and someone set it up for me to convert my peso to ethereum, now I’m trying to withdraw some of my profit from ethereum but the system is not allowing to do any transactions saying it is temporarily unavailable. I have reached out to their help center they said they’re already working on it, it’s been a month now and they still say the same thing…

  149. Mas advantage Binance kasi marami altcoins dun to trade.
    Coins Pro is ok kung major coins lang naman i-trade mo.

    Ako personally, Binance ginagamit ko kasi mas marami volume traded dun and mas maraming puwede gawin sa platform.

  150. I've enough funds in my coinsph but when I try to send my money as bitcoin to my friends bitcoin wallet address, as the transaction process is going on, it'll show insufficient fund while I've enough money to carry out the transaction…may I know why and what to do now because its urgent

  151. I've enough funds in my coinsph but when I try to send my money as bitcoin to my friends bitcoin wallet address, as the transaction process is going on, it'll show insufficient fund while I've enough money to carry out the transaction…may I know why and what to do now because its urgent

  152. Hi ask ko lang po bakit kailangan kung mag input lagi ng mga mobile number, password, verification code, pin 2x at mag scan ng fingerprint ko sa tuwing mag lalog in sa coins app, Hindi ba pwedeng pasimplehin iyong paglog in? thank you po sa sagot.

  153. Puwede mo naman pasimplihin – disable mo lahat ng security features.., pero pag nahack ka, wala ka ng habol diyan sorry ka na lang. crypto yan madam kaya ganyan kahigpit ang security para sa ikapapanatag mo na rin in case na manakaw or mawala yang phone mo.

  154. hi. i have a chat mate from us. he send me 1200 dollars trhough coin.ph.. but then when i op3n my email. it said that i nid to pay 880 pesos for opening my international money transfer so that i can recieve the miney my chatmate send me. is thia for real. i have to oay 880 pesos for juat opening my international money transfer

  155. The cash in/cash-out limits is confusing. Level 3 shows unlimited for the monthly and annual, while level 4, which has the customized option, is limited to only 5M max for the monthly and annual. Is this correct? Level 4 should have been superior than level 3 as we opt for a higher transaction, right?

  156. coins.ph seems to go go bankrupt!
    They earn 20 % of mobile load – and starting from NNOV15,2021 they only give 0.25% to their mebers for mobile load!
    What a pity!
    We trusted coins.ph that they would give at least 5%/10% of their commission worth 20%+ received from the mobile carriers to their customers.

    NOW (starting NOV15, 2021) coins.ph is just giving 0.25 PHP / 10.00 PHP to their customers – it´s a shame!

    coins.ph merged to an octopus, which is sucking out poor sari sari store owners.

    It´s so poor, what coins.ph is doing now!

  157. Hi Maria (from coins.ph)!
    What is wrong with your payment system? From DEC01, 2021 onwards coins.ph is only giving "points" worth of 25 Centavos for 10.00 PHP mobile load spent… We all know that you get 10x that much. So why cheating your customers that way?

    And these "points" are not even true money: you have to get "vouchers" through a complicated procedure to spend this money with shopee, lazada, SM or some others…

    Do you want to get rid of your customers? Then go ahead like this… otherwise revise your payment terms!

  158. Do I need to click mark as paid in Bitcoin cash transaction, I withdraw my BCH in binance to my coins ph, please help

  159. A total waste of time
    A total waste of time. UDDER BS. almost 1 month to verify. then they wont allow you to choose how much you wish to spend. THEY limit how much you can send. W….T…F.. One Bitcoin is about 2.7m but after they reviewed everything i sent they said sorry sir your only allowed 1.7m even tho I clearly have enough money in my bank account to buy whatever the f i want. Now i use Gemini. NO BS LIMITS. 10 mins to sign up, with FULL ACCESS.

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