How do you pay yourself first?

pay yourself first

What does it mean to pay yourself first? Savings is a prerequisite of investing. To save money, you have to “pay yourself first.” For high income people, saving isn’t a problem. But for the middle and poor class, saving can be a daunting task. How would you invest money when you can’t even save money? … Read more

Gambling in the stock market

The news about the Hawkeye-1 well sends the share price of Trans-Asia-Petroleum (TAPET) down to 2.77 pesos per share as of this writing. That’s almost a 75% drop since the news broke out. I looked at the company’s valuations and I saw negative EPS and Net Income for the past 4 years. With those figures, the … Read more

4 things to remember during bear markets

According to a recent news today, the PSEi is seen trading with a bearish bias this week. I agree with this because I’ve been observing the market and I saw a lot of volatility this past 2 weeks. The index is falling since its all time high last April and from what I see, I … Read more

How To Value A Stock Using EPS, P/E Ratio And EBITDA

financial statements

If you want to value a stock’s price, there’s an easy way to do that without having to find a lot of data in the Internet. This time, all the data that we’ll need can be found at COL Financial’s database. The data that we will be needing is the current share price, EPS (earnings … Read more

SBS Stock Review: Thinking Of Investing In SBS For The Long-term?

sbs philippines corporation

There’s a lot of hysteria going on with the newly publicly traded company, SBS Corporation (SBS). The stock almost doubled its price since the day it was first traded. Anyone who bought it in its IPO is now enjoying hefty gains. For now, the speculators are the ones who benefits the most from the stock’s … Read more

How to build wealth through dividend investing?

dividend investing

When a company makes a lot of profit, it sometimes shares a part of it to its investors. We call it dividends. To put it in a perspective, imagine a “carinderia” business in which you and your mom are the owners. Your supermom does everything from cooking, serving and dish washing while you on the other … Read more